"Since 2001 I have been helping families improve their living situation. As a mortgage banker and broker, I am more competitive and customer service oriented than any retail bank you can work with. NJ Lenders is licensedNJ, NY, CT, PA, MA, MD, VA, & FLand we are expanding to other states constantly. Please check with me for up-to-date states. I offer FHA & VA, Fannie Mae and Freddie Mac products. I also offer reverse mortgage options. I am very knowledgeable in the challenging market we face today. I will be able to qualify most borrowers at 96.5% financing for a purchase. USDA and VA ...