Whether you are purchasing a new home or refinancng your existing, I will find you the perfect loan to fit your needs. I bring over 20 years experience to Real Estate Lending and I still love what I do. I take great pride in what I do and every borrower can count on great rates, the best terms and countless options along with exceptional service. I specialize in 1st Time Homebuyer loans, down payment assistance, VA, FHA and USDA along with all other loan types. I call Independence home but lend all over the states of Oregon, Washington and Montana. Call me today and lets talk.