I. EXECUTIVE SUMMARY AMI Mortgage Service LLC (referred to from hereon in as the "Company") was established as a Limited Liability Company at 1228 Bracknell Ct, Conyers, Georgia 30013 with the expectation of rapid expansion in the mortgage broker is an intermediary who brings mortgage borrowers and mortgage lenders together but does not use their own funds to originate mortgages. a mortgage broker helps a borrower connect with lenders who represent the best fit in terms of the borrower's financial situation and interest-rate needs. industry. Business Description The Company was formed on 09/10/2010 as Limited Liability Company under Georgia state laws and headed by Amy G Collins. Amy G Collins has 20 years combined extensive knowledge of Conventional & Government loan underwriting, conforming /non-conforming lending. ? Management Team The Company has assembled an experienced management team: Chief Executive Officer - Amy G Collins, Amy G Collins has managed quality control processes for nearly 20 Banks, Mortgage Lenders & Credit Unions. Amy G Collins has Direct Endorsement DE Certified # CD98, Certified USDA Rural Development Underwriting. VA SAR/UW ID: 020055 MLO licensee #170674. She is detail-oriented analytical finance leader with extensive experience in Frontline & Forensic Underwriting, Compliance auditing, project management and fraud detections. Proven ability to manage and train teams related to mortgage lending & risk management. Amy G Collins has experience with top Retail, Regional and Community lenders. Along with experience in the following: Quality Control Management ? Repurchase Auditing Loss Mitigation Strategic Planning Project Management ? Forensic Underwriting Operation Management Credit Analysis & Risk Analysis Collateral Review Analysis ? Process Improvement Fraud Detection Business Mission Our Mission is to be the home financing partner that you can trust. We provide our customers with a superior mortgage experience through our family of dedicated mortgage professionals. We are mortgage banker and broker professionals committed to providing financial solutions to make communities better places in which to live and to work by providing superior customer service, innovative products and technology.New Service The Company is prepared to introduce the following service to the market: Mortgage Broker Service: A mortgage broker serves as an intermediary between borrowers and lenders. Whether a potential borrower is buying a new home or refinancing, a broker gathers loan options from various lenders for the borrower to consider, while qualifying the borrower for a mortgage. The broker also gathers income, asset, and employment documentation; a credit report; and other information for assessing the borrower's ability to secure financing. The broker determines an appropriate loan amount, loan-to-value ratio, and the borrower's ideal loan type, then submits the loan to a lender for approval. The broker communicates with the borrower and the lender during the entire transaction. A mortgage broker can save a borrower time during the application process and potentially a lot of money over the life of the loan. The mortgage funds are lent in the name of the mortgage lender, and the mortgage broker collects an origination fee from the lender as compensation for its services. The broker only gets paid when the loan transaction is completed