We are still in the same buildings with Cardinal Insurance which has offices in Mitchell/Avery County, so alot of people don't see a difference. We merged our "Group Health and Life department/Employee Benefits Side" with EbenConcepts to be able to offer more to our clients in the way of benefits, HR and administration support. Cardinal Insurance specializes in Property & Casualty-Auto & HOme) but we specialize in Employee Benefits & HR Consulting having clients from Charlotte to Johnson City, TN. EbenConcepts as a whole has united lots of Health Agents and has offices in several states and growing. We have gained greatly from the merger and are thankful as we expand.