Southern Tier Health Care Credit (STHCC) was founded in 1985. We are a division of Ivy Street Development Corporation (ISDC). Our office is located at 225 West Water Street, Elmira, New York. We specialize in Medical Collection Services. We utilize collection software, "The Sting", developed by DAKCS Software Incorporated of Ogden, Utah. Our staff of professionals are trained using the latest professional telephone techniques and well versed of the laws governing third party collections. These include but are not limited to: Fair Debt Collection Practices Act (FDCPA); Fair Credit Reporting ...