WE ARE HERITAGE BANK...Arnold Caddell, a life-long Northern Kentucky resident, founded Heritage Bank in 1990 with a group of fellow business owners."In the wake of large bank mergers, we continue to preserve the concept of local community banking. We have created a bank where Northern Kentucky residents can go for advice and service for their financial needsfrom local professionals they know and trust." - Arnold CaddellHeritage Bank is more than just a bank; we are your neighbors, friends, school volunteers, community advocates, and fellow residents.We are committed to knowing our customers ...