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Description:
Since 1946, Metrum Community Credit Union has been providing quality financial services and education. Whether you’re looking to open a new checking, purchase or refinance your home or auto, or invest in your future retirement, Metrum will help provide the financial foundation for your future.
WHAT IS A CREDIT UNION?
Not-for-Profit – While most financial institutions operate to make a profit for their stockholders, your Credit Union operates for the benefit of its membership.
Member Owned – Every Metrum Community Credit Union member is an owner, not just a customer. In fact, membership is one of the key differences between credit unions and other financial institutions. All credit unions are not-for-profit organizations owned by the people who save and borrow there. The Credit Union returns surplus funds, in excess of expenses and required reserves, to the membership in the form of better rates, services and dividend payments.
Volunteers Make the Difference – Metrum Community Credit Union is governed by the Supervisory Committee and the Board of Directors, which are comprised of members who are elected democratically and serve without compensations. The Board of Directors set policies and direct the Credit Union’s efforts to ensure the best interests of the membership are met.
HOW TO JOIN: You can open your Metrum Community Credit Union account by mail, or by a visit to our office. To open and continue membership, a $25.00 minimum deposit to your Share Savings account, plus a one-time $5.00 membership fee, is needed. Once you open this account, you may take advantage of other Credit Union products and services. Once a member, your family is eligible for membership.
Safety and Soundness – Your money is safe at the Credit Union. We are a state-chartered financial institution that is regulated and administered by the State of Colorado Division of Financial Services.
The National Credit Union Insurance Fund insures each account to at least $250,000. This fund is one of the strongest in the nation, and is overseen by the National Credit Union Administration, an independent agency of the United States government. It was created without tax dollars and funded solely by credit unions.
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